Last year more than 9.9 million Americans were the victims of identity theft, a crime that cost them appropriately $4.5 billion. AmericanMailnet.com can help reduce the risk of identity theft by preventing thieves from getting your personal information via your physical mailbox or out of your trash. Theives like to steal from apartment mailbox panels, co-op mailing racks, postal trucks, and neighborhood delivery /collection units. They want your checks, credit card applications, and bank account statements. Forward your mail to us. We will encrypt, shred and forward your mail online. You, and only you, will have access to forwarded mail, thus minimizing your risk.
In addition, AmericanMailnet.com does background checks on all employees to ensure the integrity of all of it's workers
"Privacy.......the right most valued by civilized people"
Supreme Court Justice Louis Bradeis - 1928
What is Identity Theft?
Identity theft occurs when someone steals key pieces of personal information, which may include name, address, date of birth, Social Security Number, and mothers maiden name, to gain access to a persons financial accounts. Armed with this information a crook may open new accounts, buy merchandise, apply for Social Security benefits or set up utility services in a different name.
What should I do if my personal information has been lost or stolen?
If you have lost personal information, or it has been stolen the following steps can help minimize the potential for identity theft.
Financial Statements: Close accounts, like credit cards and bank accounts, immediately. When opening new accounts, place passwords on them and avoid using your mothers maiden name, your birth date, and the last four digits of your Social Security number, or a series of consecutive numbers.
Drivers licence: Contact the agency that issued the license. Follow its procedure to cancel the licence and get a replacement. Flag the old licence so that no one can use it.
If you find that your information is being misused, file a police report and a complaint with the Federal Trade Commission.
Mail: If the theft involved your mail, contact your local postal inspector.
How can I minimize my risk?
Order a copy of your credit report. An amendment to the Federal Fair Credit Reporting Act requires each of the major nationwide consumer reporting agencies to provide a free copy of your credit report, at your request, once every 12 months. To order your free annual report visit www.annualcreditreport.com , call toll free 877 - 322 - 8228 or mail your request to: Annual Report Request Service, P.O. Box 105281, Atlanta, GA 30348
To buy a copy of your report, contact:
Equifax: 800 - 685- 1111; www.equifax.com
Experian: 888 - 397 - 3742; www.experian.com
TransUnion: 800 - 916 - 8800; www.transunion.com
Under state law Colorado, Georgia, Maine, Maryland, Massachusetts, New Jersey, and Vermont already have free access to their credit reports.
What is active duty military alert?
If you are a member of the military and away from your usual duty station, you may place a active duty alert on your credit reports to help minimize the risk of identity theft while you are deployed, Active duty alerts are in affect for one year on your credit report.
For more information about ID Theft
U.S. Secret Service http://www.secretservice.gov/financial_crimes.shtml
Federal Deposit Insurance Corporation www.fdic.gov/consumers
Discover http://www.discovercard.com/discover/data/products/creditreport.shtml
MasterCard http://www.mastercard.com/us/personal/en/securityandbasics/identitytheft/index.html
Visa: http://usa.visa.com/personal/security/protect_yourself/id_theft/if_it_happens.html
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